When manual data is the honest choice

Automation is useful when the source is clean. For small portfolios, typed and dated entries are often the more trustworthy record.

6 min read · Finance · Updated regularly

Completeness is not the same as truth

A feed that imports every swipe can still be wrong about what the swipe was for. Manual entry is slower and, for a 3–20 unit portfolio, usually clearer.

Mark the source

Entered, estimated, missing. Those three states stop a later-you from treating a guess as a fact. If you estimate interest for a week, say it is an estimate.

Use automation later, if ever

When a lender statement or a rent receipt arrives, confirm the manual line. That is reconciliation — not a black box that “just updates.”

Finance

Apartment loans

ApartmentOriginalPaymentsInterestPrincipalRemaining

Pilies 8 · Apt 12€186,000€24,180€16,420€7,760€178,240

Naujoji 12 · 2€242,000€31,050€21,100€9,950€232,050

Live workspace proof — apartment loans